Innovate with Permission.
Navigating the National Bank of Ethiopia's Regulatory Sandbox.
The Fintech Frontier
Ethiopia's digital finance sector is exploding. The National Bank of Ethiopia (NBE) has opened the doors for non-bank financial institutions, but the regulatory path is steep.
We are the authority on the NBE Regulatory Sandbox. We guide digital disruptors through piloting, testing, and full licensing for payment instruments and digital lending platforms.
Our Edge
Our partners have founded fintech companies. We don't just read the directives; we understand the code, the API integrations, and the business models behind the tech.
Fintech Services
1. Sandbox Entry
We draft the operational framework and consumer protection policies required to enter the NBE Sandbox. We help you define your testing parameters and exit strategy.
2. Licensing
Payment Instrument Issuers: Navigating the capital requirements and technical audits.
Digital Lending: Ensuring compliance with interest rate caps and consumer credit laws.
3. Data Privacy
Ensuring your platform complies with Ethiopia's emerging data protection laws. We draft privacy policies and data handling protocols that satisfy regulators.